| Effective 2/01/2024 | |
| Monthly Service Charge Share Draft (Checking) Account Fees | |
| GEM Checking | |
| GEM Checking | $7.50 |
| Senior GEM Checking (members 55 and over) | $3.50 |
| Budget Checking | |
| Minimum Balance $300 or more | No Charge |
| Minimum Balance less than $300 | $4.00 |
| Economy Checking | |
| Economy Checking | No Charge |
| Insufficient Funds (each NSF item) | $27.50 |
| Courtesy Pay (each item) | $27.50 |
| Stop Payment Order consecutive | $25.00 |
| Stop Payment non-consecutive | $25.00 |
| Money Market | |
| Minimum balance of $1000 or more | No Charge |
| Minimum balance less than $1000 | $6.00 |
| Up to 3 drafts per month and 3 cash or official check withdrawals per month | No Charge |
| Over 3 drafts and 3 cash or official check withdrawals per month | $3.00 each |
| Automatic Overdraft Transfer | |
| (shares to checking) | $2.00 |
| Interim Balance (telephone request) | No Charge |
| Account History Print-out | $2.00 |
| Estatements | No Charge |
| Paper Statement Fee* | $2.00 |
| Budget Checking, GEM & Senior GEM | No Charge |
| Between the age of 18 to 65 | $2.00 |
| Statement Copy | $2.00 |
| Check Copy | |
| 2 Free copies per statement period Fees begin with 3rd copy (each) Faxed Copy |
$2.00 |
| Mailed Copy | $2.00 |
| Online Banking Copy | No Charge |
| Check Printing- Depends on style, # of checks ordered. GEM Checking – 2 boxes of free GEM checks each calendar year |
|
| Account Balancing Assistance | $10.00 hour; $10.00 minimum |
| Account Research | $10.00 hour; $10.00 minimum |
| Cashier’s Check | $3.00 each |
| Other Account Fees | |
| ATM/Debit MasterCard Fees- No Fees for transactions made at Texas Bridge owned ATMs. $1.00 fee for each withdrawal and/or transfer and 0.50 for inquiries performed at a non- Texas Bridge owned ATM. ATM owners may also assess a convenience fee for each transaction performed at their location |
|
| All Point-of-Sale (POS) transactions | No Charge |
| Replacement ATM Cards | $5.00 |
| ATM/Debit Card NSF Fee (per item) | $27.50 |
| ATM/Debit Card Courtesy Pay Fee (per item) | $27.50 |
| ATM/Debit Card Overdraft Transfer Fee | $2.00 |
| Online/ Mobile Banking Access | |
| Online/ Mobile Banking Account & Information access | No Charge (unlimited access) |
| Online/ Mobile Banking Transaction Fees | No Charge (unlimited transactions) |
| Online/ Mobile Banking: Copy Fee | No Charge (for on-line print copies) |
| Online/ Mobile Bill Pay | No Charge (unlimited bill payments) |
| Check Cashing Fee (each item) for members with less than $100 in shares with no other loan or deposit services |
$3.00 |
| Returned Deposit Fee (charge-back) each item | $10.00 |
| Returned Mail Fee w/forwarding address |
$1.00 |
| Returned Mail Fee w/no forwarding address | $5.00 |
| Notary Fee | |
| Member | No Charge |
| Non-member | Per State fee schedule |
| Wire Transfers | |
| Incoming | No Charge |
| Outgoing – Domestic | $17.50 |
| Outgoing – International | $30.00 |
| Western Union Transfers | |
| U.S. Transfers | $20.00 |
| Money Order (maximum money order value $1,000) | |
| With GEM Checking | No Charge |
| Without GEM Checking | $1.00 each |
| Photocopy | |
| Over 5 pages | 0.25 each page |
| Fax Machine Service | |
| Incoming | No Charge |
| Outgoing Local (Up to 5 Pgs.) | $1.00 |
| Outgoing non-local | Priced per destination |
| ACH Return Fee (per item) | $27.50 |
| ACH Courtesy Pay (per item) | $27.50 |
| Corporate Checks – issued to replace “on-us” checks presented for payment | $2.00 |
| Misrouted IRS Refund Fee | $12.00 |
| Excessive Withdrawal Fee | |
| Share (Savings) Accounts (in excess of 6 monthly) | $1.00 each |
| Vacation Club Accounts (in excess of 3 monthly) | $1.00 each |
| TELLER-LINE | |
| Up to 6 transfers from Share Account per calendar month | No Charge |
| Fees Begin with 7th transfer | $1.00 each |
| Inquiries | No Charge |
| Closed Share Account Fee (closed within 90 days of opening) |
$10.00 |
| Christmas Club Early Withdrawal Fee | $5.00 |
| Inactive Share (no activity for 6 months) | $10.00 |
| Levy Processing Fee | $30.00 |
| Garnishment Fee | $50.00 |
| IRA Annual Admin Fee | $10.00 |
| Membership Fee | $1.00 |
| Safe Deposit Box | |
| 3X10 | $30.00 Annually |
| 5X10 | $50.00 Annually |
| 10X10 | $100.00 Annually |
| * Certain fee exclusions and conditions apply | |
