With three checking account options GEM still offers you the best value!
- Only a minimum balance of $25.00 needed to open the account
- 2 Boxes of Free GEM Checks per calendar year
- Unlimited check writing privileges
- Overdraft protection available through savings Click here for Fee Schedule
- Discretionary Courtesy Pay Check Protection (qualified members)
- Pays highest dividend rate of all checking account options
- Convenient ATM access using our Debit MasterCard (Debit Card)
- Day or Night Account Information with Teller-Line Audio Response
- Free Mobile Banking
- Free eAlerts
- Free Online Banking access
- Free Online Bill Pay service
- View and print digital copies of cleared checks online
- Free E-Statements
- $15,000+ Accidental Death & Dismemberment Insurance Coverage
- Up to $1,250 cash for In-Hospital stays due to accident
- Free Life Insurance (up to $1,000)
- Free Money Orders
- Free Notary Public Service
*$7.50 monthly service charge for regular GEM, $3.50 monthly service charge for Senior GEM (55 yrs. and older). Certain conditions apply on GEM Checking benefits. Contact the Credit Union for details.