Current Loan Rates

Consumer

Loan Rates

 

TERM

A+ APR* A   APR* B APR* C APR* D APR* E APR*
SIGNATURE UP TO 60 Months 9.75% 10.00% 10.25% 13.00% 16.75% 17.75%
NEW AUTO 80% or Below 36-60 Months 5.74% 5.74% 7.34% 9.34% 13.60% 16.60%
61-75 Months 5.74% 5.74% 7.34% 9.34% 13.60% 16.60%
NEW AUTO 100% Financing          2023-2024 36-60 Months 5.74% 5.74% 7.84% 9.84% 14.10% 17.10%
AutoLink 61-75 Months 6.24% 6.24% 7.84% 9.84% 14.10% 17.10%
USED AUTO
2021-2022 UP TO 72 Months 7.34% 7.34% 8.10% 9.90% 14.60% 17.35%
2019-2020 UP TO 66 Months 8.10% 8.10% 8.85% 11.30% 14.85% 17.60%
2017-2018 UP TO 60 Months 9.10% 9.10% 9.90% 11.85% 15.10% 17.85%
All others UP TO 48 Months 10.10% 10.10% 11.10% 12.35% 15.35% 18.00%
NEW BOATS, MOTORCYCLES 61-75 Months 6.24% 6.24% 7.84% 9.84% 14.10% N/A
USED BOATS, MOTORCYCLES 66 Months 7.34% 7.34% 8.10% 9.90% 14.60% N/A
NEW RV’s UP TO 96 Months 8.25% 8.50% 9.00% 11.00% 14.10% N/A
USED RV’s UP TO 84 Months 8.50% 8.75% 9.25% 11.25% 14.35% N/A
INSURANCE LOAN ALL TIERS 12.00%
COMPUTER, APPLIANCES, FURNITURE & CONSUMER GOODS 36 Months 9.00% 10.50% 11.00% 11.75% 15.25% 18.00%
FARM EQUIPMENT/ BUSINESS EQUIPMENT 60 Months 7.50% 8.25% 9.00% 10.50% 15.00% N/A
50/50 LOANS 36 Months 7.25% 7.50% 8.25% 9.25% 10.25% 12.25%
SHARED SECURED LOAN 60 Months 4.00% 4.00% 4.00% 4.00% 4.00% 4.00%
SHARE TERM LOAN 12 Months 4.00% 4.00% 4.00% 4.00% 4.00% 4.00%
TERM CERTIFICATE SECURED (amortized up to 60 months) Term of Certificate with balloon note. Rate: 2.50% over Certificate rate
Discounts are available to qualified members. Relationship Pricing may improve rate. Contact a Loan Officer for more details at 361-855-4494. Terms and Rates are subject to change without notice. Rates shown are effective as of 02/12/2024.
We Will Match Competitors Verifiable Rates and Terms. Certain Conditions Apply.
FICO Credit Scoring used in Risk-Based Pricing of Loans *APR= Annual Percentage Rate. Loans available to qualified members. All loans subject to usual credit standards. Other restrictions may apply.  Texas Bridge Credit Union is an Equal Opportunity Lender.