Current Loan Rates

Consumer

Loan Rates

 

TERM

A+ APR* A   APR* B APR* C APR* D APR* E APR*
SIGNATURE UP TO 60 Months 8.25% 8.50% 8.75% 11.50% 16.50% 17.50%
NEW AUTO 80% or Below 36-60 Months 4.39% 4.39% 6.49% 8.49% 12.30% 15.25%
61-75 Months 4.89% 4.89% 6.49% 8.49% 12.50% 15.50%
NEW AUTO 100% Financing          2021-2023 36-59 Months 4.39% 4.39% 6.49% 8.49% 12.75% 15.75%
60 Months 4.39% 4.39% 6.49% 8.49% 12.75% 15.75%
AutoLink 61-75 Months 4.89% 4.89% 6.49% 8.49% 12.75% 15.75%
USED AUTO
2019-2020 UP TO 72 Months 5.99% 5.99% 6.75% 8.55% 13.25% 16.00%
2016-2018 UP TO 66 Months 6.75% 6.75% 7.50% 9.95% 13.50% 16.25%
2013-2015 UP TO 60 Months 7.75% 7.75% 8.55% 10.50% 13.75% 16.50%
All others UP TO 48 Months 8.75% 8.75% 9.75% 11.00% 14.00% 16.75%
NEW BOATS, MOTORCYCLES 61-75 Months 4.89% 4.89% 6.49% 8.49% 12.75% N/A
USED BOATS, MOTORCYCLES 66 Months 5.99% 5.99% 6.75% 8.55% 13.25% N/A
NEW RV’s UP TO 96 Months 6.90% 7.15% 7.65% 9.65% 12.75% N/A
USED RV’s UP TO 84 Months 7.15% 7.40% 7.90% 9.90% 13.00% N/A
INSURANCE LOAN ALL TIERS 10.50%
COMPUTER, APPLIANCES, FURNITURE & CONSUMER GOODS 36 Months 7.00% 8.50% 9.00% 9.75% 13.25% 16.50%
FARM EQUIPMENT/ BUSINESS EQUIPMENT 60 Months 5.50% 6.25% 7.00% 8.50% 13.00% N/A
50/50 LOANS 36 Months 6.25% 6.50% 7.25% 8.25% 9.25% 11.25%
SHARED SECURED LOAN 60 Months 4.00% 4.00% 4.00% 4.00% 4.00% 4.00%
SHARE TERM LOAN 12 Months 4.00% 4.00% 4.00% 4.00% 4.00% 4.00%
TERM CERTIFICATE SECURED (amortized up to 60 months) Term of Certificate with balloon note. Rate: 2.00% over Certificate rate
Discounts are available to qualified members. Relationship Pricing may improve rate. Contact a Loan Officer for more details at 361-855-4494. Terms and Rates are subject to change without notice. Rates shown are effective as of 12/15/2022.
We Will Match Competitors Verifiable Rates and Terms. Certain Conditions Apply.
FICO Credit Scoring used in Risk-Based Pricing of Loans *APR= Annual Percentage Rate. Loans available to qualified members. All loans subject to usual credit standards. Other restrictions may apply.  Texas Bridge Credit Union is an Equal Opportunity Lender.