The credit union has your best interest in mind with a share draft (checking) account. This account will let you take your money with you wherever you go. You’ll get the convenience and acceptability of a checking account, plus extra benefits from the credit union.

Most checking accounts offer similar services, but there can be a big difference in what you pay for those services from place to place. Because the credit union is a not-for-profit organization, checking accounts cost less and pay more than similar accounts elsewhere.

Application Center

Reorder checks (new window).

Choose from one of these checking account options.
We have one that’s right for you!

GEM Checking – With three checking account options GEM still offers you the best value!

Budget Checking – An economical account, that can pay dividends.

Economy Checking – Our free checking account option.

Debit MasterCard

Enjoy the convenience of our Debit MasterCard with all three checking options.  Cards available to qualified members.

MasterCard® SecureCode™

Get your own private SecureCode for added peace of mind when you shop online. The following site will allow you to register your TXBCU issued DebitCard for an added layer of security.  If you purchase from a merchant that is enrolled in the program you will need to register your card with MasterCard Secure Code in order to complete your purchases. The Credit Union does not have access to this special password and will NOT be able to help you reset it. To register now please click on the link below:

CHECK 21 Ushers in New Changes in Check Processing.  How Will it Affect Me?


Account Verification Every two years your credit union conducts a Verification of Accounts to maintain the financial integrity of members account records. The verification is being performed as of September 30, 2020 with assistance of auditors from Credit Union Resources, Inc. A notice of the verification is included with your statement. Please compare your statement with your records and report any differences in balances to: Credit Union Resources, Inc. Financial and Technology Services P.O. Box 655147 Dallas, TX 75265-5147 Or via email at: If you do not receive a statement, contact Credit Union Resources, Inc., Financial and Technology Services. When replying, please state your name, account number and the name of the credit union. If no errors exist you do not need to take any further action.