Share Accounts (savings accounts)…Your share account is the key to the Credit Union’s success. The savings you and other members maintain on deposit with the Credit Union represents your “share” of ownership.
There is no maximum on the amount that can be deposited. Shares may be withdrawn at any time, however, a minimum deposit of $25.00 must remain in the account if continued membership is desired. Quarterly dividends are paid on share accounts maintaining the minimum required balance.
Deposits & Withdrawals…Deposits can be made in person, by mail, the night deposit box, electronically or by a payroll deduction plan. Deposits are posted to your account the day we receive them for immediate credit in many cases.
Withdrawals can be made in person, or by mail with proper identification. You are allowed up to six free withdrawals per calender month on share accounts
Kirby Kangaroo Club– Fun and educational youth savings account.
Christmas Club- Helps you save for the Holidays!
Only a minimum balance of $5 is needed to open the account and dividends are paid monthly on balances of $100 or more. Withdrawal restrictions do apply. Christmas Club distributions are made during the first week of November each year.
Take charge of your future with a Christmas Club Account at Texas Bridge Credit Union. It’s the painless way to save for:
- Gifts
- Year-end Expenses
- Holiday Travel
It’s easy… Deposits can be made by payroll deduction, automatic transfer, online, mail, or at the credit union office.
Vacation Club – Helps you save for your next vacation quickly and easily.
- Start with as little as $5.00.
- Deposit something every payday.
- Dividends paid monthly on balances of $100 or more.
- Flexibility in making withdrawals
You are allowed up to three free withdrawals per calendar month on Vacation Club Accounts. Withdrawals exceeding 3 per month will incur a $1 per withdrawal fee.
Money Market – Get a better Grip on Your Money… With a Money Market Account from your Credit Union.
- Minimum balance to open: $1,000
- Write up to three (3) checks and make up to three (3) cash withdrawals each month without charge.
- Earn higher yields than money invested in share or checking accounts without tying up funds for longer terms (as required with certificates).
- Monthly dividends paid on an average daily balance of $1,000 or more.Minimum balance required to avoid monthly service fee: $1,000.
- Dividend rates declared monthly
Certificates – Wondering About the Stock Market? Looking for More Security? Check out our Certificates.
We offer Certificates for terms of 6, 12, 18, 24 and 36 months. Only a minimum balance of $1,000 is needed to open a Certificate. Certificate amounts of $25,000 or more (Mini-Jumbos) earn more than regular share certificates.
Rates on Certificates (TSC) are subject to change without notice. Contact the credit union office for further information about applicable fees and terms.
- Fixed Term
- Guaranteed Yield
- No Loss Of Principal
- Federally Insured
- Competitive Rates
IRA – An Individual Retirement Account (IRA) is a great tool to help you plan for your retirement.
Depending on the type of IRA you select and other factors, contributions may be tax deductible and can grow tax deferred or tax free.
Individuals who have reached age 50 by the end of the year will be able to make an additional catch-up contribution of $1,000 per year to their Traditional or Roth IRA. TXBCU offers Traditional and Roth IRAs and can assist with rollovers and transfer of funds from another qualified pension plan or IRA account.
Choose between either an IRA Savings Account or IRA Certificate. An IRA Savings Account requires a minimum deposit of $500 with dividends paid quarterly on the average daily balance.
IRA Certificates require a minimum deposit of $1,000 and are offered for terms of 12, 18, 24, and 36 months.