Current Rates

Effective Date: 1/12/2026
The rates which may apply to your account(s) at Texas Bridge Credit Union are disclosed in this schedule. Other rates may at times be offered for these accounts. Fees may reduce earnings.

Loan Rate as of 1/12/2026

 As Low as:
SIGNATURE LOAN 9.75%
NEW AUTO LOAN 4.99%
USED AUTO LOAN 5.99%
NEW BOAT, MOTORCYCLE 5.19%
USED BOAT, MOTORCYCLE 5.99%
NEW RV’s 7.75%
USED RV’s 8.00%
INSURANCE LOAN 12.00%
CONSUMER GOODS 9.00%
FARM EQUIPMENT/ BUSINESS EQUIPMENT 7.50%
50/50 LOAN 7.25%
SHARED SECURED LOAN 4.00%
TERM CERTIFICATE SECURED (amortized up to 60 months) Term of Certificate with balloon note. Rate: 2.50% over Certificate rate
Auto Link  Black Book
Discounts are available to qualified members. Relationship Pricing may improve rate. Contact a Loan Officer for more details at 361-855-4494. Terms and Rates are subject to change without notice. We Will Match Competitors Verifiable Rates and Terms. Certain Conditions Apply.
FICO Credit Scoring used in Risk-Based Pricing of Loans *APR= Annual Percentage Rate. Loans available to qualified members. All loans are subject to usual credit standards. Other restrictions may apply.  Texas Bridge Credit Union is an Equal Opportunity Lender
Savings Minimum Balance Dividend Rate APY*
Share (Savings) $100 .20 .20
Share (Savings) $50,000 .25 .25
Kirby Kids Club $5.00 3.00 3.25
Money Market $1000 .45 .45
Money Market $50,000 .55 .55
Money Market $100,000 .65 .65
IRA Savings $500 1.20 1.21
IRA Savings $25,000 1.25 1.26
Christmas Club $100 .50 .50
Vacation Club $100 .50 .50
Change Saver $50 3.20 3.25
CHECKING ACCOUNTS
GEM $500 0.10 0.10
Budget $500 0.05 0.05
Economy n/a 0.00 0.00
*APY = Annual Percentage Yield
Certificates Minimum Deposit Dividend Rate APY* Term
Regular Share / IRA $1000 3.85 3.91 6
Regular Share / IRA $1000 3.65 3.70 12
Regular Share / IRA $1000 3.55 3.60 18
Regular Share / IRA $1000 3.45 3.50 24
Regular Share / IRA $1000 3.36 3.40 36
Jumbo Share / IRA $25,000 3.95 4.01 6
Jumbo Share / IRA $ 25,000 3.75 3.80 12
Jumbo Share / IRA $ 25,000 3.65 3.70 18
Jumbo Share / IRA $ 25,000 3.55 3.60 24
Jumbo Share / IRA $ 25,000 3.45 3.50 36
*APY = Annual Percentage Yield