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Current Loan Rates

Consumer Loan Rates TERM A+ A B C D E
SIGNATURE UP TO 60 Months 8.25% 8.50% 8.75% 11.50% 16.50% 17.50%
NEW AUTO 80% or Below 36-59 Months 2.09% 2.09% 4.10% 6.30% 12.30% 15.25%
60-75 Months 2.24% 2.24% 4.30% 6.50% 12.50% 15.50%
NEW AUTO 100% Financing 36-59 Months 2.29% 2.29% 4.55% 6.75% 12.55% 15.50%
AutoLink 60-75 Months 2.49% 2.49% 4.75% 6.95% 12.75% 15.75%
USED AUTO
2018-2019 UP TO 72 Months 2.49% 2.49% 4.75% 6.95% 13.25% 16.00%
2015-2017 UP TO 66 Months 4.00% 4.00% 5.50% 7.95% 13.50% 16.25%
2012-2014 UP TO 60 Months 4.75% 4.75% 6.25% 8.50% 13.75% 16.50%
All others UP TO 48 Months 5.75% 5.75% 6.75% 9.00% 14.00% 16.75%
NEW BOATS, MOTORCYCLES 60-75 Months 2.49% 2.49% 4.75% 6.95% 13.00% N/A
USED BOATS, MOTORCYCLES 66 Months 4.00% 4.00% 5.50% 7.95% 13.50% N/A
NEW RV’s UP TO 96 Months 5.50% 5.75% 6.25% 8.25% 12.75% N/A
USED RV’s UP TO 84 Months 5.75% 6.00% 6.50% 8.50% 13.00% N/A
INSURANCE LOAN ALL TIERS 10.50%
COMPUTER, APPLIANCES, FURNITURE & CONSUMER GOODS 36 Months 7.00% 8.50% 9.00% 9.75% 13.25% 16.50%
FARM EQUIPMENT/ BUSINESS EQUIPMENT 60 Months 5.50% 6.25% 7.00% 8.50% 13.00% N/A
50/50 LOANS 36 Months 6.25% 6.50% 7.25% 8.25% 9.25% 11.25%
SHARED SECURED LOAN 60 Months 4.00% 4.00% 4.00% 4.00% 4.00% 4.00%
SHARE TERM LOAN 12 Months 4.00% 4.00% 4.00% 4.00% 4.00% 4.00%
TERM CERTIFICATE SECURED (amortized up to 60 months) Term of Certificate with balloon note. Rate: 2.00% over Certificate rate
Discounts are available to qualified members. Relationship Pricing may improve rate. Contact a Loan Officer for more details at 361-855-4494. Terms and Rates are subject to change without notice. Rates shown are effective as of 01/01/2020.
We Will Match Competitors Verifiable Rates and Terms. Certain Conditions Apply.
FICO Credit Scoring used in Risk-Based Pricing of Loans *APR= Annual Percentage Rate. Loans available to qualified members. All loans subject to usual credit standards. Other restrictions may apply.  Texas Bridge Credit Union is an Equal Opportunity Lender.
 
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Account Verification Every two years your credit union conducts a Verification of Accounts to maintain the financial integrity of members account records. The verification is being performed as of September 30, 2020 with assistance of auditors from Credit Union Resources, Inc. A notice of the verification is included with your statement. Please compare your statement with your records and report any differences in balances to: Credit Union Resources, Inc. Financial and Technology Services P.O. Box 655147 Dallas, TX 75265-5147 Or via email at: verification@curesources.coop If you do not receive a statement, contact Credit Union Resources, Inc., Financial and Technology Services. When replying, please state your name, account number and the name of the credit union. If no errors exist you do not need to take any further action.